Atlantic City | Borgata Comps
With trial and error and many emails, phone calls and visits to the Mlife desk, I believe I have figured out the Earn Rates of the new Players Club Program (Mlife) at the Borgata, which was instituted on June 7, 2017.
Borgata Mlife Data Points – October 2017
There are four terms you need to know:
EXPRESS COMPS
For Video Poker, comps are earned at the same rate as they were through My Borgata Rewards: .2% of Coin In.
For Slots, I was told that $100 Coin In earns 1 Express Comp. I asked if this was for all slots, at all denominations and was told, “Yes” but I haven’t confirmed this with play.
As was the case with My Borgata Rewards, you must earn at least 5 Express Comps to earn any at all.
SLOT DOLLARS
This is where things get complicated. Previously, on video poker, Slot Dollars were earned at .1% of coin in. You didn’t earn any Slot Dollars, unless you earned at least 5. Now, you earn Slot Dollars on video poker at .08% of coin in, because what would have been that 5th Slot Dollar, now earns you $1 worth of Points, which is 100 Points. A Point is worth one cent.
So, for every 10 Express Comps you earn, you concurrently earn 4 Slot Dollars and 100 Points, so now $4 in Slot Dollars is the minimum you have to earn to earn any Slot Dollars at all. This is a downgrade during a Slot Dollar Multiplier Day because only the Slot Dollars are multiplied. The Points, which can be converted to either Slot Dollars or Express Comps are not. This is a reduction of 20% from the previous rate, which can add up if you take advantage of these promotions.
Related: (for historical purposes, based on the old program) Borgata Slot Dollars Multiplier Days
POINTS
Points are earned at .02% of coin in for Video Poker. (Notice, that’s two hundredths of a percent, not two tenths of a percent.) They can be used immediately, by either converting them to Free Play at a machine or by being converted to Express Comps at the Mlife Desk.
ONLY POINTS are subject to the Tier Multiplier at the Borgata. This is pretty chintzy considering that Points are only one tenth of your total earnings, at both video poker and at slots and that in Vegas, both Points and Express Comps are subject to the Tier Multiplier.
TIER CREDITS
For Slots, $100 coin in, earns 1 Express Comp and for every Express Comp you earn 75 Tier Credits. You do not need to earn the minimum of 5 Express Comps to earn Tier Credits. As soon as one Tier Credit is earned, it is added to your account. That is, except for earning Tier Credit for video poker. I was told that the Tier Credit earn rate is so low for video poker that they don’t even have a formula for it. That is an odd thing to articulate, since I have earned Express Comps for playing video poker. I know that you must earn at least 5 Express Comps to earn any at all and for each Express Comp you earn, you get 75 Tier Credits, so actually, you must earn a minimum of 5 Express Comps to earn any Tier Credits for playing video poker. If Express Comps are earned at .2% of coin in at video poker, then $5 divided by .2% = $2500 Coin In— the minimum video poker play to earn Tier Credit.
RECAP OF THE NUMBERS
Slot Earn Rate:
If $100 coin in earns 1 Express Comp and you have to earn 10 Express Comps to receive 4 Slot Dollars and 100 Points, then:
$100 x 10 = $1000 Coin In = 10 Express Comps + $4 Slot Dollars + 100 Points + 750 Tier Credits
Express Comps = 1% of Coin In
Slot Dollars = .4% of Coin In
Points = .1% of Coin In
Tier Multiplier Bonuses for SLOTS:
$1 Express Comps/1% = $100 coin in = 10 Points = 75 Tier
$10 coin in = 1 Point = 7.5 Tier Credits
Mlife Pearl Status:
25000 Tier/7.5 = 3333 Points ($10 a Point) = $33,333 coin in
Pearl – 10% Bonus = .01% of Coin In
$33,333 x .01% = $3.33 Tier Multiplier Bonus renewing Pearl Status at SLOTS
Mlife Gold Status:
75000 Tier/7.5 = 10000 Points ($10 a Point) = $100,000 coin in
Gold – 20% Bonus = .02% of Coin In
$100,000 x .02% = $20 Tier Multiplier Bonus renewing Gold Status at SLOTS
Mlife Platinum Status:
200000 Tier/7.5 = 26667 Points ($10 a Point) = $266670 coin in
Platinum – 30% Bonus = .03% of Coin In
$266670 x .03% = $80 Tier Multiplier Bonus renewing Platinum Status at SLOTS
Mlife Noir
By Invitation Only – 40% Tier Multiplier Bonus
Video Poker Earn Rate:
To earn Express Comps plus Slot Dollars and Points, you’ve got to earn at least 10 Express Comps, so 10 Express Comps = 4 Slot Dollars + 100 Points, so 10 divided by .2% = $5000 Coin In on video poker.
$5000 Coin In = 10 Express Comps + $4 Slot Dollars + 100 Points + 750 Tier Credits
Express Comps = .2% of Coin In
Slot Dollars = .08% of Coin In
Points = .02% of Coin In
Tier Multiplier Bonuses for VIDEO POKER:
$1 Express Comps/.2% = $500 coin in = 10 Points = 75 Tier
$50 coin in = 1 Point = 7.5 Tier Credits
Mlife Pearl Status:
25000 Tier/7.5 = 3333 Points ($50 a Point) = $166,667 coin in
Pearl – 10% Bonus = .002% of Coin In
$166,667 x .002% = $3.33 Tier Multiplier Bonus renewing Pearl Status at VP
Mlife Gold Status:
75000 Tier/7.5 = 10000 Points ($50 a Point) = $500,000 coin in
Gold – 20% Bonus = .004% of Coin In
$500,000 x .004% = $20 Tier Multiplier Bonus renewing Gold Status at VP
Mlife Platinum Status
200000 Tier/7.5 = 26667 Points ($50 a Point) = $1,333,350 coin in
Platinum – 30% Bonus = .006% of Coin In
$1,333,350 x .006% = $80 Tier Multiplier Bonus renewing Platinum Status at VP
Mlife Noir Status
By Invitation Only – 40% Tier Multiplier Bonus
SPEND CREDIT = ZILCH
The Borgata is the only Mlife property that doesn’t award Tier Credit for spending money at the resort, other than gaming. It seems to me that Tier Credit for Spend would encourage additional purchases and generate more revenue, but who knows?
Related: My Borgata Rewards to MGM Mlife – It Begins!
Related: My Borgata Rewards to MGM Mlife – Transition Day
Related: MGM Borgata Mlife Data Points After Transition – June 17 Update
Related: MGM Borgata Mlife Data Points – June 27 Update
FINAL THOUGHTS
If you want to receive full credit for your play at the Borgata, you may have to prove what you’ve earned, so it’s a good idea to keep documentation of your play, especially since a new Tier Earnings period has started. (October 1 to September 30). Although the Borgata has verbally quoted me the following earnings ratio, numerous times, in person at the Mlife desk and over the phone: $10 Express Comps = $4 Slot Dollars + 100 Points + 750 Tier Credits or $1 Express Comp = 75 Tier Credits, my personal account hasn’t once been calculated correctly by the computer system. Each time I contact the Borgata, an agent has confirmed that my account has not been credited properly and that my calculations are correct, based upon the information they have given me, but they have not managed to manually correct my account to numbers that I can make sense of. I have not been overly concerned with the discrepancies because they have been with my Tier Score (which is locked in to October of 2018) and my Points (which are negligible). My Express Comp and Slot Dollar earnings have been correct, based upon my play records. The Tier Score and Points should directly relate to the Express Comps earned (which I can corroborate based upon my coin in amounts) so unless the Borgata is outright lying about the formula which they are distributing verbally (though not in print) I feel confident that the earn rates I have given in this article are valid. Of course, a casino can change a program at any time, but I will update this information the moment it comes to my attention.
If you play at Mlife properties outside of Atlantic City, you should consider optimal ways to earn and to spend, to take advantage of the best features of regional Mlife programs. For example, you might go on a trip to Las Vegas and pay for all or some of your accommodation at an Mlife property and splurge at the spa or on fine dining. At 25 Tier Credit for every dollar spent, you would earn Mlife Pearl for spending $1000 and Mlife Gold for spending $3000. You could then build up your Express Comps and Points at the Borgata (on video poker pay tables with decent odds) and then spend those comps and convert those points in Vegas, when you’d have Tier Status for free parking and a multiplier for both Points and Express Comps. As I delve more into Mlife, I will write more about the most effective use of Mlife benefits. Want to learn more in person? Consider joining me at ZorkFest in December.
